What are the key benefits of insurance? What are premiums?

 What are the key benefits of insurance? What are premiums?

# **Understanding Insurance: Key Benefits and the Role of Premiums**

Insurance plays a vital role in financial planning, providing protection against unexpected risks and fostering peace of mind. Whether it’s safeguarding your health, life, property, or business, insurance serves as a safety net when uncertainties strike. In this blog, we’ll explore the **key benefits of insurance** and break down an essential concept: **premiums**.  

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## **What Are the Key Benefits of Insurance?**

Insurance offers numerous advantages, making it a cornerstone of financial security. Here are the most significant benefits:

### **1. Financial Protection**

Life is unpredictable, and unexpected events like illnesses, accidents, or natural disasters can result in substantial financial burdens. Insurance mitigates these risks by covering the associated costs, ensuring you don’t have to drain your savings or incur debt.

- **Example:** Health insurance covers expensive medical treatments, while auto insurance pays for repairs and liability after an accident.

---

### **2. Peace of Mind**

Knowing you are financially protected allows you to focus on your goals without constant worry about “what if” scenarios. Insurance brings emotional security, reducing stress about potential future losses.

- **Example:** Life insurance ensures that your family’s needs will be met even if you are no longer there to provide for them.

---

### **3. Legal Compliance**

Certain types of insurance are mandatory by law. Compliance with these requirements not only protects you but also safeguards others who may be impacted by your actions.

- **Example:** Auto insurance is required in most countries to cover liability for accidents. Similarly, businesses may need workers’ compensation insurance to protect employees.

---

### **4. Risk Management and Sharing**

Insurance operates on the principle of risk pooling. By spreading risks across many policyholders, insurers can compensate those who experience losses without overwhelming financial strain on any one person.

- **Example:** When a natural disaster damages homes, homeowners’ insurance allows those affected to recover financially while others in the pool continue contributing premiums.

---

### **5. Encouragement to Save**

Certain types of insurance, like life insurance, combine protection with savings or investment benefits. These policies accumulate cash value over time, which can be used for future needs like retirement or education.

- **Example:** Whole life insurance offers a death benefit along with a savings component that grows over time.

---

### **6. Coverage for Businesses**

Insurance is crucial for businesses to protect against risks such as property damage, liability claims, and employee injuries. It ensures business continuity even in adverse situations.

- **Example:** Cyber insurance shields businesses from financial losses caused by data breaches or cyberattacks.

---

### **7. Tax Benefits**

In many countries, insurance premiums and payouts can provide tax advantages, making it an attractive financial tool.

- **Example:** Life insurance premiums may qualify for tax deductions, and the death benefit is often tax-free.

---

## **What Are Premiums in Insurance?**

At the heart of any insurance policy is the concept of **premiums**—the price you pay for coverage. Understanding premiums is crucial to making informed decisions about your insurance needs.

---

### **1. Definition of Premiums**

A premium is the amount of money a policyholder pays to an insurance company in exchange for coverage. Premiums can be paid periodically (monthly, quarterly, or annually) or as a lump sum, depending on the policy terms.

- **Example:** If you pay $100 per month for car insurance, that amount is your premium.

---

### **2. Factors Influencing Premiums**

Insurance premiums are not one-size-fits-all. They are determined by several factors that assess the level of risk you represent to the insurer:

- **Type of Insurance:** Different policies have different cost structures (e.g., health insurance premiums are based on medical history, while auto insurance considers driving records).  

- **Risk Profile:** Age, health status, occupation, lifestyle, and geographic location affect premiums.  

- **Coverage Amount:** Higher coverage limits and broader policies result in higher premiums.  

- **Deductibles:** Policies with higher deductibles (the amount you pay before the insurer covers the rest) often have lower premiums.  

- **Claims History:** A history of frequent claims may increase your premiums.  

---

### **3. Why Are Premiums Necessary?**

Premiums fund the insurance pool, enabling insurers to pay claims when policyholders experience losses. By collecting premiums from a large group of people, insurers ensure they have the financial resources to cover risks.

- **Example:** In health insurance, premiums paid by all members of the pool help fund medical expenses for those who require treatments.

---

### **4. How Are Premiums Paid?**

Premiums can be structured to suit the policyholder’s preferences:  

- **Regular Payments:** Monthly, quarterly, or annual payments.  

- **One-Time Payment:** Single-premium policies for long-term coverage, such as specific life insurance plans.  

---

### **5. Can Premiums Change Over Time?**

Yes, premiums can fluctuate based on:  

- Changes in risk factors (e.g., health deterioration, aging).  

- Market conditions or regulatory changes.  

- Adjustments in coverage or deductible levels.  

---

## **Conclusion**

Insurance is a cornerstone of financial stability, offering protection, peace of mind, and risk management. By understanding the role of premiums and their importance in the insurance process, you can make better decisions about the coverage that suits your needs and budget.  

Insurance is not just about managing risk; it’s about building a secure future for yourself and your loved ones. Whether you’re insuring your health, life, car, or home, having the right coverage ensures you’re prepared for life’s uncertainties while safeguarding your financial well-being.  

What are the 4 basic types of insurance? How does insurance work?

 What are the 4 basic types of insurance? How does insurance work?

### **The Four Basic Types of Insurance**

Insurance can be categorized into several types, but four basic types are widely recognized as essential for individuals and families. These are:

---

### **1. Life Insurance**  

**Purpose:** Provides financial support to your family or dependents in the event of your death.

- **How It Works:**  

  - The policyholder pays premiums to the insurer.  

  - If the policyholder passes away while the policy is active, the insurer pays a death benefit to the beneficiaries.  

  - Policies can be **term-based** (covering a specific time period) or **permanent** (lifetime coverage with savings/investment components).

- **Key Features:**  

  - Protects loved ones from financial hardship.  

  - Can help cover debts, education expenses, or daily living costs.  

---

### **2. Health Insurance**  

**Purpose:** Covers medical expenses, including doctor visits, surgeries, and prescriptions.  

- **How It Works:**  

  - The policyholder pays premiums and sometimes additional costs like deductibles or copayments.  

  - The insurer covers eligible healthcare expenses according to the terms of the policy.  

  - Coverage may be for preventive care, emergencies, chronic illnesses, or specialist treatments.  

- **Key Features:**  

  - Prevents financial strain from high medical costs.  

  - Often provided by employers or purchased individually.  

---

### **3. Auto Insurance**  

**Purpose:** Provides financial protection for vehicle-related risks, including accidents, theft, and damage.  

- **How It Works:**  

  - Drivers pay premiums based on factors like driving history, vehicle type, and location.  

  - In the event of an accident or covered event, the insurer compensates for damages or injuries up to the policy limits.  

- **Key Features:**  

  - Liability coverage is often mandatory in most jurisdictions.  

  - Additional coverage options include collision and comprehensive policies.  

---

### **4. Property Insurance**  

**Purpose:** Protects homes, buildings, and personal belongings against risks like fire, theft, and natural disasters.  

- **How It Works:**  

  - Policyholders pay premiums based on the value of the property and the type of coverage.  

  - If damage or loss occurs due to a covered peril, the insurer pays for repairs or replacements.  

- **Key Features:**  

  - Includes homeowners insurance, renters insurance, and landlord policies.  

  - May cover both the structure and its contents.  

---

### **How Does Insurance Work?**

Insurance is a financial arrangement where risk is transferred from an individual or entity (the insured) to an insurance company (the insurer). Here's a step-by-step explanation:

#### **1. Application and Underwriting**  

- The policyholder applies for coverage, providing details about their risk profile (e.g., health, property value, driving record).  

- The insurer assesses the risk (underwriting) to decide:  

  - Whether to offer coverage.  

  - The premium amount based on the level of risk.  

#### **2. Paying Premiums**  

- The insured pays regular premiums (monthly, quarterly, or annually) to keep the policy active.  

- These payments form a pool of funds used by the insurer to cover claims.

#### **3. Coverage Period**  

- The policy specifies the terms, including:  

  - What is covered (e.g., medical bills, vehicle damage).  

  - Exclusions (what isn’t covered).  

  - Policy limits (the maximum amount the insurer will pay).  

#### **4. Filing a Claim**  

- If a covered event occurs, the insured files a claim with the insurer.  

- The insurer evaluates the claim to verify if the event is covered and determines the payout amount.

#### **5. Compensation**  

- If approved, the insurer compensates the insured for the covered losses, either by paying directly to service providers (e.g., hospitals, repair shops) or reimbursing the insured.  

#### **6. Risk Pooling**  

- Insurance companies rely on pooling risk.  

  - Many people pay premiums, but only a small percentage file claims.  

  - This allows insurers to cover large losses for those who experience them.  

---

### **Key Principles That Govern Insurance**

1. **Utmost Good Faith:** Both parties must provide complete and honest information.  

2. **Indemnity:** The insured is compensated to restore them to their financial position before the loss (not for profit).  

3. **Insurable Interest:** The insured must have a legitimate interest in the item or person insured.  

4. **Proximate Cause:** Only losses caused directly by covered events are eligible for compensation.  

---

### **Benefits of Insurance**

- **Financial Protection:** Shields against unexpected costs.  

- **Legal Compliance:** Certain types (e.g., auto insurance) are mandatory.  

- **Peace of Mind:** Reduces stress by providing a safety net.  

- **Encourages Savings:** Some policies, like whole life insurance, also function as investment vehicles.  

---

By understanding the types of insurance and how they work, individuals and businesses can make informed decisions to safeguard their financial future. 

What are the top 3 types of insurance? What is risk in insurance?

 What are the top 3 types of insurance? What is risk in insurance?

The **top three types of insurance** are typically the ones most essential for individuals and families to ensure financial security and peace of mind. Here's a breakdown of each:  

---

### 1. **Health Insurance**  

**Why It’s Important:**  

Health insurance covers medical expenses, including doctor visits, hospital stays, surgeries, and medications. It ensures that individuals and families can access necessary healthcare without facing overwhelming financial burdens.  

**Key Benefits:**  

- Covers preventive care (e.g., vaccinations and check-ups).  

- Reduces out-of-pocket costs for major medical procedures.  

- Protects against unexpected health crises and chronic conditions.  

**Popular Options:**  

- Employer-sponsored health plans.  

- Government programs like Medicare and Medicaid.  

- Private health insurance policies.  

---

### 2. **Life Insurance**  

**Why It’s Important:**  

Life insurance provides financial support to your loved ones in the event of your death. It helps cover expenses like funeral costs, outstanding debts, and future living expenses for your family.  

**Key Benefits:**  

- Ensures financial stability for dependents.  

- Helps pay off mortgages, loans, and other debts.  

- Offers peace of mind, knowing your family is financially secure.  

**Types of Life Insurance:**  

- **Term Life Insurance:** Coverage for a specific period (e.g., 10, 20, or 30 years).  

- **Whole Life Insurance:** Lifetime coverage with a cash value component.  

- **Universal Life Insurance:** Flexible policies with investment options.  

---

### 3. **Auto Insurance**  

**Why It’s Important:**  

Auto insurance is often required by law and protects drivers from financial liabilities related to car accidents, theft, or damage. It covers both personal and third-party risks.  

**Key Benefits:**  

- Covers repair or replacement costs for your vehicle.  

- Provides liability coverage for damages or injuries caused to others.  

- Protects against uninsured or underinsured drivers.  

**Coverage Options:**  

- **Liability Insurance:** Covers damages and injuries you cause to others.  

- **Collision Coverage:** Pays for damage to your own vehicle.  

- **Comprehensive Coverage:** Covers non-collision-related damages, like theft or natural disasters.  

---

### Why These Three?  

These types of insurance address the most common and critical risks individuals face: health emergencies, the financial impact of death, and liabilities related to vehicle use. Together, they form the foundation of a sound financial protection plan.  

In the context of insurance, **risk** refers to the possibility or likelihood of an event occurring that could result in financial loss, injury, or damage to property. Insurance is fundamentally about managing this uncertainty by transferring the financial burden of potential risks from the insured to the insurer.

---

### **Types of Risk in Insurance**

1. **Pure Risk**  

   - Involves situations where there is only a possibility of loss or no loss, with no potential for gain.  

   - Examples: Natural disasters, theft, illness, or death.  

   - Insurers typically cover pure risks because they can be measured and predicted statistically.  

2. **Speculative Risk**  

   - Involves situations where there is a possibility of loss, no loss, or a gain.  

   - Examples: Investments, business ventures.  

   - Speculative risks are not insurable because they depend on individual choices and market conditions.  

---

### **Components of Risk in Insurance**

1. **Peril**  

   - A specific cause of loss, such as fire, flood, or accident.  

   - Example: A house burning down due to a fire is a peril.  

2. **Hazard**  

   - Conditions or circumstances that increase the likelihood of a peril occurring.  

   - Types of Hazards:  

     - **Physical Hazards:** Tangible factors like a faulty electrical system.  

     - **Moral Hazards:** Behavioral risks, like exaggerating claims.  

     - **Morale Hazards:** Carelessness, such as leaving doors unlocked.  

---

### **Risk Assessment in Insurance**  

Insurers assess risk to determine:  

1. **Premiums:** Higher-risk individuals or properties may be charged more.  

2. **Policy Terms:** Coverage limits and exclusions are set based on the risk profile.  

3. **Insurability:** Some risks are deemed uninsurable if they are too unpredictable or catastrophic.  

---

### **Risk Mitigation in Insurance**  

Insurance doesn't eliminate risk but helps manage it. Risk mitigation strategies include:  

1. **Risk Transfer:** Transferring the financial burden to an insurer by purchasing a policy.  

2. **Risk Reduction:** Taking steps to lower the likelihood or severity of risks (e.g., installing smoke detectors).  

3. **Risk Retention:** Accepting minor risks (like small deductibles) to save on premiums.  

---

### **Examples of Risk in Different Insurance Types**

- **Health Insurance:** The risk of illness or injury leading to medical expenses.  

- **Auto Insurance:** The risk of car accidents or vehicle theft.  

- **Life Insurance:** The risk of premature death and its financial impact on dependents.  

- **Property Insurance:** The risk of property damage due to natural disasters or theft.  

---

Understanding risk is the cornerstone of insurance. It enables insurers to design policies that protect individuals and businesses while ensuring sustainability for the company.

What is Insurance? A Comprehensive Guide

What is Insurance? A Comprehensive Guide

**Introduction**  

Insurance plays a vital role in modern life, offering financial protection and peace of mind. But what exactly is insurance, and why is it so important? In this comprehensive guide, we’ll explore the meaning of insurance, its types, benefits, key terms, and how it impacts individuals, businesses, and economies.

---

## **Chapter 1: Understanding Insurance**  

### 1.1 Definition of Insurance  

Insurance is a contract between an individual or entity (the insured) and an insurance company (the insurer). In exchange for regular payments, known as premiums, the insurer agrees to provide financial compensation in case of specified losses or damages.

### 1.2 The Purpose of Insurance  

Insurance serves as a financial safety net, helping individuals and businesses recover from unexpected events such as accidents, illnesses, natural disasters, or theft.

### 1.3 Key Principles of Insurance  

- **Risk Management:** Spreading the risk across many policyholders.  

- **Utmost Good Faith:** Transparency between the insured and insurer.  

- **Indemnity:** Restoring the insured to their original financial position.  

- **Subrogation:** The insurer's right to recover costs from third parties.  

---

## **Chapter 2: The History of Insurance**  

### 2.1 Early Beginnings  

- **Ancient Times:** Insurance traces back to Babylonian merchants in 2000 BCE, who used "bottomry contracts" to protect against shipping losses.  

- **Medieval Europe:** The concept of marine insurance developed in the 14th century to safeguard maritime trade.  

### 2.2 Modern Evolution  

- The establishment of **Lloyd’s of London** in the 17th century laid the groundwork for contemporary insurance.  

- The 20th century saw the rise of life, health, and auto insurance as essential protections.  

---

## **Chapter 3: Types of Insurance**  

### 3.1 Life Insurance  

Provides financial support to beneficiaries upon the policyholder’s death.  

- **Term Life Insurance:** Coverage for a specific period.  

- **Whole Life Insurance:** Permanent coverage with a savings component.  

- **Universal Life Insurance:** Flexible premiums and death benefits.  

### 3.2 Health Insurance  

Covers medical expenses, including doctor visits, surgeries, and prescriptions.  

- **Private Health Insurance:** Purchased individually or through employers.  

- **Public Health Insurance:** Government programs like Medicare and Medicaid.  

### 3.3 Property and Casualty Insurance  

Protects against loss or damage to property.  

- **Homeowners Insurance:** Covers homes and personal belongings.  

- **Auto Insurance:** Mandatory in most regions to cover vehicular damages.  

### 3.4 Liability Insurance  

Covers legal liabilities and damages caused to third parties.  

- **General Liability:** Common for businesses.  

- **Professional Liability (E&O):** Protects professionals like doctors and lawyers.  

### 3.5 Specialized Insurance  

- **Travel Insurance:** Protects against trip cancellations, lost luggage, and medical emergencies abroad.  

- **Pet Insurance:** Covers veterinary costs for pets.  

- **Cyber Insurance:** Shields businesses from online threats and data breaches.  

---

## **Chapter 4: How Insurance Works**  

### 4.1 The Insurance Process  

1. **Application:** The individual applies for coverage.  

2. **Underwriting:** The insurer evaluates the risk and decides on coverage terms.  

3. **Policy Issuance:** The contract outlines coverage, exclusions, and premiums.  

4. **Claims:** The insured files a claim when a covered event occurs.  

### 4.2 Key Insurance Terms  

- **Premium:** Regular payments made by the insured.  

- **Deductible:** The amount the insured pays out-of-pocket before coverage kicks in.  

- **Policy Limit:** The maximum amount the insurer will pay for a covered loss.  

---

## **Chapter 5: The Importance of Insurance**  

### 5.1 Financial Security  

Insurance minimizes the financial burden of unexpected events.  

### 5.2 Legal Requirements  

In many cases, insurance is mandatory, such as auto insurance and workers’ compensation.  

### 5.3 Peace of Mind  

Knowing that you are covered allows individuals and businesses to focus on their goals without undue worry.  

---

## **Chapter 6: Challenges in the Insurance Industry**  

### 6.1 Fraudulent Claims  

Fraud increases costs for insurers and policyholders alike.  

### 6.2 Underinsurance  

Many people lack adequate coverage, leaving them vulnerable to financial loss.  

### 6.3 Regulatory Issues  

Insurance companies must navigate complex regulations that vary by region.  

---

## **Chapter 7: The Role of Technology in Insurance**  

### 7.1 InsurTech Revolution  

Emerging technologies like artificial intelligence (AI) and blockchain are transforming the industry.  

### 7.2 Digital Insurance Platforms  

Apps and online portals make it easier to purchase, manage, and claim insurance.  

### 7.3 Predictive Analytics  

AI helps insurers assess risk and customize premiums for individual policyholders.  

---

## **Chapter 8: Choosing the Right Insurance**  

### 8.1 Assess Your Needs  

Consider factors like age, health, income, and dependents when selecting policies.  

### 8.2 Compare Providers  

Use tools like comparison websites to evaluate coverage options and premiums.  

### 8.3 Read the Fine Print  

Understand exclusions, waiting periods, and coverage limits before signing up.  

---

## **Chapter 9: FAQs About Insurance**  

### 9.1 Is insurance mandatory?  

Some types, like auto insurance, are required by law, while others are optional but highly recommended.  

### 9.2 How are premiums calculated?  

Factors like age, health, lifestyle, and coverage type influence premium costs.  

### 9.3 Can I have multiple insurance policies?  

Yes, many people combine policies for comprehensive protection (e.g., life and health insurance).  

---

## **Chapter 10: The Future of Insurance**  

### 10.1 Personalization  

Insurance will become more tailored to individual needs using big data and AI.  

### 10.2 Sustainability  

Climate change is driving the need for innovative coverage options, such as green insurance.  

### 10.3 Global Access  

Digital platforms will make insurance accessible to underserved regions worldwide.  

---

**Conclusion**  

Insurance is more than a financial product; it’s a tool for safeguarding your future and achieving peace of mind. By understanding its principles, types, and benefits, you can make informed decisions to protect yourself and your loved ones.  

Whether you're new to insurance or looking to deepen your knowledge, this guide equips you with everything you need to navigate the world of insurance confidently.

---

10 Proven Ways to Make Money Online in 2025

10 Proven Ways to Make Money Online in 2025

Making money online has never been easier—or more profitable—than it is today. With countless opportunities available, whether you’re a student, a stay-at-home parent, or someone looking for a side hustle, you can generate income from the comfort of your home. In this guide, we’ll explore **proven ways to earn money online** that you can start right now.  

### 1. **Freelancing**  

Freelancing platforms like **Upwork**, **Fiverr**, and **Toptal** allow you to showcase your skills in areas such as writing, graphic design, programming, and more. The best part? You can set your own rates and work on projects you enjoy.  

**Pro Tip:** Specialize in high-demand niches like **copywriting** or **SEO services**, as these often come with lucrative opportunities.  

---

### 2. **Affiliate Marketing**  

Affiliate marketing remains a top choice for online income. By promoting products and earning a commission for every sale, you can turn your blog or social media platform into a revenue-generating machine. Popular programs include **Amazon Associates**, **ShareASale**, and **ClickBank**.  

**Keyword Alert:** Focus on high-converting niches like **tech gadgets**, **fitness equipment**, or **online courses**.  

---

### 3. **Dropshipping**  

The dropshipping model allows you to sell products without managing inventory. With platforms like **Shopify** and **WooCommerce**, you can launch an online store and partner with suppliers who ship directly to your customers.  

**Why it Works:** Dropshipping is perfect for entrepreneurs who want a low-risk, scalable business. Hot product categories include **smart home devices** and **personal care items**.  

---

### 4. **Start a Blog**  

If you have a passion for writing, blogging can be an excellent way to generate passive income. By optimizing your blog with high-CPM keywords like **"best online tools"**, **"financial planning apps"**, and **"top luxury gadgets"**, you can attract advertisers willing to pay premium rates.  

**Monetization Tips:** Use **Google AdSense**, sponsored posts, and affiliate links to maximize your earnings.  

---

### 5. **Online Tutoring**  

Are you skilled in math, science, or a second language? Platforms like **VIPKid**, **Chegg Tutors**, and **TutorMe** connect educators with students worldwide. Teaching online offers flexible hours and competitive pay.  

**Key Focus Areas:** English as a Second Language (ESL) and STEM subjects tend to attract higher hourly rates.  

---

### 6. **Investing in Cryptocurrency**  

Cryptocurrency trading and investing have skyrocketed in popularity. Platforms like **Binance**, **Coinbase**, and **Kraken** make it easy to buy, sell, and hold digital assets.  

**Pro Tip:** Focus on long-term strategies and research emerging coins with real-world applications.  

---

### 7. **Create an Online Course**  

Do you have expertise in a specific area? Share your knowledge by creating an online course. Platforms like **Udemy** and **Teachable** enable you to reach a global audience.  

**High-Demand Topics:** Digital marketing, coding, graphic design, and personal finance are evergreen niches.  

---

### 8. **Start a YouTube Channel**  

Video content is king, and YouTube offers endless earning potential. Whether it’s product reviews, tutorials, or vlogs, your content can generate revenue through ads, sponsorships, and memberships.  

**Optimization Tip:** Use high-ranking keywords like **"best gadgets 2024"** or **"make money online tips"** to boost visibility.  

---

### 9. **Sell Digital Products**  

From eBooks to stock photos and templates, selling digital products can provide a steady stream of passive income. Popular platforms include **Etsy**, **Gumroad**, and your own website.  

**Hot Products:** Social media templates, meal planners, and downloadable art prints.  

---

### 10. **Virtual Assistant Services**  

As businesses shift online, virtual assistants are in high demand. You can help clients with administrative tasks, social media management, and email handling. Websites like **Belay** and **Time Etc** are great places to start.  

**Key Skillsets:** Organization, attention to detail, and familiarity with tools like Google Workspace and Asana are crucial for success.  

---

### Conclusion: Take the First Step Today!  

Earning money online is more than a dream—it’s a reality for millions of people. Whether you choose to dive into freelancing, affiliate marketing, or another opportunity, the key is consistency and learning as you go.  

Start small, stay committed, and watch your online income grow!  

What are the health effects of quitting smoking?

 What are the health effects of quitting smoking?

According to a recent study, the harmful chemicals in cigarettes can adversely affect the functioning of the heart. Cigarette smoke contains various types of harmful chemicals, which get mixed in the blood during breathing. It affects the cardiovascular system and there is a risk of blood clots.

The risk of high blood pressure and heart attack increases due to obstruction of blood flow. In the smokers of the study, the blood flow is reduced due to the narrowing of the blood vessels, so that sometimes the blood supply to the brain is not easy. And, because of this, the possibility of stroke is more. Accordingly, if people under 50 smoke more than 20 cigarettes a day, the risk of stroke increases twice, according to the study.

According to data from the World Stroke Organization (WSO), smoking definitely increases the risk of stroke. The toxic chemicals found in cigarettes damage the cells and make it difficult for the heart to pump. which can cause stroke. Similarly, according to a study recently published in e-Clinical Medicine, people who smoke have a higher risk of stroke.

Does smoking harm the stomach?

Smoking is equally harmful for the stomach. Many may not know. It also damages the digestive system. As soon as you smoke, nicotine and tobacco reach your mouth, throat and stomach. It causes many problems like constipation, indigestion, gas, acidity, lack of appetite. The risk of diabetes also increases.

Other problems caused by smoking

Smoking reduces blood flow as well as lack of oxygen in the blood. Smoking thickens the blood, which increases the risk of blood clots. Because of this, blood pressure increases as well as cholesterol.

It causes problems related to lungs and also increases the risk of diabetes. Along with bronchitis (respiratory disease), it can also cause other problems related to the throat.

Some say that even one cigarette a day is not considered safe for health. In simple language, if you smoke more cigarettes, it will harm your body more and if you smoke less cigarettes or if you can quit smoking, it will harm your health less. So if you have a habit of smoking 10-15 or 20 cigarettes a day, you should change this habit immediately. In this case, it is beneficial to quit smoking completely.

Instant health benefits

If you can quit smoking, you will see a positive effect on your health immediately. It reduces the level of carbon monoxide in the blood. Carbon monoxide is a type of gas. It removes oxygen from the hemoglobin in the blood. As a result, heart rate and blood pressure become normal.

Also read this

"If a smoker breaks a bone, it will be difficult to join"

Improves the respiratory system

Within a few weeks of quitting smoking, the respiratory system begins to improve. It improves lung function, which reduces symptoms like shortness of breath and cough. This also reduces the risk of other infections.

Increases immunity

Smoking damages the immune system, but quitting smoking improves the immune system. It reduces respiratory infections and fights and protects against various other diseases. And improves overall health.

Improves taste and smell

Smoking affects smell and taste, but when you stop smoking, the damaged or weakened senses become active again. And, the real taste and smell will be known again.

E-cigarettes are becoming a fashion among the youth, health is at risk

 E-cigarettes are becoming a fashion among the youth, health is at risk

12-year-old Sarah Griffin, who lives in the UK, suffered from asthma last September. Sarah, who has been in a coma in the hospital for a few days, is now improving. But his addiction to vape has badly damaged his lungs.

According to the BBC, one of the girl's lungs is almost completely destroyed. According to the doctor, his respiratory system has become like that of an 80-year-old instead of a 12-year-old child. Vape, which can make a 12-year-old's respiratory system look like an 80-year-old's, is now gaining popularity not only in Western countries, but also in Eastern countries. Vape (e-cigarette) has started to become a headache among tobacco products.

What is vape?

A vape is an electric cigarette that runs on a battery. People use it to heat liquids into a vapor that can be inhaled. It is considered a cancer-causing tobacco product because the inhaled vapor contains nicotine (a drug that makes tobacco addictive), flavors and toxic substances.

Vape became fashionable in Yuvapindi

Doctors say that the number of school-aged children who use vape in Nepal is increasing. Chest specialist Niraj Bam says, 'Vape has become like a fashion among young people. School and plus two age group studying in urban areas who have started adolescence are getting addicted to vape.

Psychiatrist Dr. Nirajan Bhattarai says that vape has made it easier for young people who are afraid or hesitant to smoke. Even if they want to smoke, children who are afraid and ashamed of their parents will confidently smoke in front of everyone. It has become a problem to openly smoke vape as a style. Because of this, the number of vape users is increasing, Dr. Bhattarai says.

Dr. Nirajan Bhattarai, Psychiatrist

Health risks

Dr. He says that the use of vape, which is being consumed like bomb cigarettes, will cause short-term and long-term health problems. According to him, the short-term effects may include vomiting, nausea, cough, difficulty breathing, mouth burning, and asthma and pneumonia. Long-term effects can include lung infections and damage, heart disease, cancer, and brain problems.

Dr. Bam adds, 'Nicotine products are considered harmful to health, which is why most countries have banned them. It should be banned in Nepal as well.

What do the statistics say?

According to a recent survey in the UK, one in five children between the ages of 11 and 17 use vape. This number is three times more than in 2020.

In the case of Nepal, there has been no research on this. Therefore, it is not possible to estimate how many people use vape. But many people who come to the OPD with lung problems are found to be using vape and hookah. Bam says. Because of this, he says, it will be difficult to control the use of tobacco products like vape and hookah, just as we have to gradually reduce smoking in Nepal.

Greater impact at younger ages

Dr. According to Bam, vaping poses a double threat to the younger age group. First, the various chemicals used in it, nicotine, harms the lungs. It weakens the lungs at an early age. Secondly, once you become addicted, the chances of getting addicted to cigarettes increase even more,” he says. Nicotine affects the brain development of children and adolescents. He says that in the future they will not be able to concentrate on their studies.

Dr. Neeraj Bam, thoracic specialist

Vaping is not a substitute for quitting smoking

In 2003, Hon Lik, a Chinese pharmacist who made e-cigarettes, claimed that he could easily quit smoking with its help. But e-cigarettes, which were created to help people get rid of cigarette addiction, have now become a big challenge for the world. Dr. There is no authentic research that the use of e-cigarettes helps to quit smoking. Bam says.

Is vape less dangerous than cigarettes? Dr. Bam says, 'Of the two types of poison, which one is better is the same thing. The possibility of quitting smoking through e-cigarettes is completely delusional. Harmful substances like nicotine are found in both.

How do you get addicted to vape?

Psychiatrist Dr. According to Bhattarai, vaping every day is likely to become addictive. It seems that after starting to eat under the pressure of social media, peers and friends, it gradually becomes a craving and becomes an addiction. If you start drinking tea during the day, as you get used to it, the more you consume the nicotine in the vape, the more you will become addicted. Nicotine increases the level of dopamine (hormone of pleasure). As a result, the desire to eat increases. The role of nicotine is to depend on it. Most people are taking it in the name of getting rid of smoking addiction. Who gradually becomes addicted to it,' said Dr. Bhattarai says.

Addiction treatment is possible

It is possible to get rid of vape addiction. But with family, own desire and medical treatment is necessary. Bhattarai says. In the treatment of its addiction, depending on the level of addiction, chewing gum and nicotine spray are given to reduce nicotine. After that, some medication and therapy will gradually reduce the desire for nicotine. Bhattarai says.

E-cigarette is becoming a 'gate way' to start smoking

 E-cigarette is becoming a 'gate way' to start smoking

The use of electronic cigarettes (vape) is currently being widely used all over the world. Its use is excessive among young people. Although there is no definite data in Nepal, it is also a fact among us that its use among the youth is increasing day by day. It seems to have started as a way to quit smoking or a solution to tobacco addiction. Recently, it seems that users are using it as a means of entertainment or a different identity.

According to the World Health Organization and various researches, it does not have much of a useful effect in the management of tobacco addiction, on the contrary, it is playing a role as a gateway to start smoking even in people who do not smoke.

What is e-cigarette?

It is a type of electrical device, which heats the liquid tobacco and the flavor used in it and turns it into steam. The user inhales the vapor through the 'mouthpiece' in it. E-cigarettes are available in different forms, types and flavors. E-cigarettes available at various prices are advertised as tobacco-free and tobacco-free. Similarly, the e-cigarettes available in the market are either single-use or multi-use.

What harm does it do?

Regular use of e-cigarettes causes many health complications and harms to human health. Basically, there are various problems in the respiratory system such as persistent dry cough, asthma-like symptoms, wheezing, and constant chest pain. In some cases, the effect of its steam can seriously affect the lungs and even lead to very complicated conditions. According to data, its use significantly increases the risk of various heart diseases and heart attack. Apart from the effects of the nicotine used in it, various mental problems can occur due to the side effects of the chemicals in the developing brain of young people and adults.

Challenges in public health

Unlike the purpose with which e-cigarettes were started, the current major public health challenge is the excessive use of e-cigarettes among young people and adults. If we look at the data of Australia in 2023, more than 17 percent of young people consume it. It seems that one out of every two young people will use e-cigarettes in their lifetime.

What is even more alarming is that even children of 12 years of age or below have been found to be using it regularly. In the Australian state of Victoria alone, more than 14 percent of children between the ages of 12 and 17 are caught in its clutches. Among them, 48 percent don't even smoke and after some time they are also caught in the habit of smoking. Taking these data as a basis, it is becoming a gateway for non-smokers to start smoking. In some cases, it has been found that the user children do not even have proper knowledge about its bad effects and harm.

Another challenge is the regulation of more than 200 chemical elements in it, which act as flavor. What should not be forgotten is that harmful tobacco products have been found in more than 21 percent of e-cigarettes advertised and marketed as tobacco-free.

Also read this

E-cigarettes are becoming a fashion among the youth, health is at risk

Solutions

Taking Nepal's involvement in the World Health Organization's Framework Convention for Tobacco Control as a basis, it seems that e-cigarettes should be regulated as tobacco products. However, in various countries including Australia, stricter legal provisions than those in the framework have been adopted for its regulation. Even in Nepal, as there are debates about its regulation, it seems that a strict legal system should be in view of the public health risk. It has to be properly managed in time as well as economic and social risks. It seems that there should be a complete ban on its export, production, marketing and commercialization. In addition, it seems that a clear message should be conveyed regarding the prohibition of its use in public places, schools, hotels, restaurants and other places.

It seems that there is a need to collect and research data on the use of e-cigarettes and the actual situation in Nepal from the government and non-government. Compared to other countries, it seems that it is necessary to identify the level of risk our young people are and adopt corresponding strategies.

It is the need of today to create and adopt youth-targeted health awareness and public health promotion programs involving the youth as well. Parents also need to be aware that their children are not involved in such kind of culture. In order to discourage the possible use in educational institutions, schools and hostels, it seems that it is necessary to conduct school-targeted awareness programs and to include materials about the harms and side effects of e-cigarettes in the curriculum, to increase the knowledge of children and youth and to develop the skills to avoid smoking.

Smokers can get throat cancer, voice changes should be checked

 Smokers can get throat cancer, voice changes should be checked

Cigarettes contain various cancer-causing chemicals such as 'hydrocarbon', 'benzene' and others. Its effect is from the lungs to all parts of the body. Among them, cigarette smoke in the throat is more likely to cause cancer.

The neck does not mean only the neck. It includes food pipe to larynx. Cigarette smoke can cause cancer in these parts.

Many people may have a question, how many cigarettes can you get cancer? Or how many years of smoking can cause cancer?

There is no exact answer. Human body, conditions are different. It can damage some people quickly and others after a long time. There is no guarantee that most smokers will get cancer. However, the risk of cancer is high for smokers.

And be careful

You have been smoking for a long time. In this situation, your voice changed. As the voice can be hoarse, it can be slurred. Let's not pretend that we have a cold or a cold at this time. Because if there is a change in the voice for three consecutive weeks, then a cancer test should be done.

If there is cancer in the throat of those who smoke cigarettes, the voice starts to change. Then it becomes difficult to swallow food. Breathing becomes difficult. As if having increased breath. When neck pain starts, you should go to the doctor. A biopsy should be done. Because changes in voice and wheezing are the primary symptoms of cancer.

Dr. Arun Casey

Cancer of nose and ear also

Smokers are not only at risk of developing throat, but also nose and ear cancer. If there are problems like sore throat, nasal allergy, it can be a symptom of cancer.

Besides, smoking also causes other ear related problems.

Treatment is easy in the initial moment

As soon as there is a change in the voice of the smoker, he must go to the hospital. The sooner you can go to the hospital, the faster the treatment can be.

The longer one smokes, the higher the risk of cancer. As soon as the symptoms of cancer appear, if you go to the hospital and consult a doctor, treatment is possible according to the stage of the cancer.

Endoscopy should be done to find out which part of the neck is swollen or has symptoms of cancer. If cancer is suspected during endoscopy, a biopsy should be done. A biopsy is used to determine if it is cancer or not.

The treatment method depends on how far the cancer has spread and what stage it is. If you reach the hospital in the first stage, its treatment is easy. If there is second and third stage, the treatment is complicated. For example, if a first-stage cancer is detected in a person's respiratory tract, it can be removed with a laser.

If the second and third stage cancer is detected in the same person, if it has spread too much, the larynx itself may have to be removed by major surgery. You may have to live with a hole in your neck for the rest of your life.

Let's quit smoking

Therefore, smoking should be avoided to avoid various health problems along with cancer. The risk of asthma, cancer and other health problems can be avoided from the day after quitting smoking.

Winter joint pain problems and remedies

 Winter joint pain problems and remedies

There is a special relationship between winter and joint pain. In winter, when the temperature drops, the muscles start to stretch. As a result, the veins around the joints begin to swell. It increases stiffness and pain in the joints. Especially those who have problems with joints or joints, the pain increases more than before in winter.

Most people relax more in winter. This reduces physical activity. As the days are shorter and the nights are longer, the lifestyle changes. Therefore, our eating habits also change. We also reduce exercise. Therefore, the problem of joint pain increases.

Reasons why joint pain increases in winter

Due to the low atmospheric pressure in the winter season, swelling of the joints and muscles is a problem. Therefore, joint pain also increases.

In winter, when the air pressure is low, the fluid in the joints starts to thicken, due to which the problem of joint pain increases. Due to the problem of joint pain, it is difficult to get up, sit and even do daily work. In the winter season, the temperature starts to decrease. As a result, the blood vessels of the body begin to shrink and the flow of blood slows down. In this case, the problem of joint pain is more.

People who already have rheumatic problems also suffer from joint pain in winter season. In the cold season, the amount of vitamin D in the body is reduced due to the shortness of the sunlight, which increases the pain in the bones and joints.

Not paying attention to diet and lack of calcium in food can also cause joint pain in winter.

Avoidance

Special attention should be paid to certain things to avoid cold and joint pain. The first thing is to keep the body warm. Warm clothes should be worn and the heater should warm the room.

To avoid joint pain in winter season, you should keep yourself active and make time for daily exercise. If you can't go out, you can do yoga and light exercise at home. Doing this will reduce the problem of joint pain.

The problem of joint pain in winter may also be due to lack of vitamin D. In such a situation, you should sit in the sun for some time every day to make up for its deficiency. Also, you should include foods rich in vitamin D in your diet, such as mushrooms, eggs, fish, etc.

Foods rich in calcium help to keep the body healthy. Bone pain occurs due to lack of calcium in the body. Therefore, calcium-rich foods such as milk, cheese made from milk, broccoli, salmon, spinach, rajma, almonds, tofu, etc. should be consumed in abundance.

In winter, hot water bags can also reduce the pain. It relaxes the joints. Hot oil massage also relieves pain.

Due to the low temperature in winter, people feel less thirsty, so many people do not drink enough water. In such a situation, if you drink less water, the fluid cannot flow properly in the joints and the problem is joint pain. In this case, drinking plenty of water in winter can prevent joint pain.

If there is a problem of joint pain in the elderly, the process of going up and down the stairs should be reduced. Do not go for morning walk in very cold weather. Normal exercises should be done at home.

If the joint pain does not subside even after paying attention to the above, it may be due to other bone and nerve diseases. Therefore, you should consult the relevant doctor.

Who is more at risk of diabetes?

 Who is more at risk of diabetes?

Diabetes is a chronic health problem. Diabetes is a health problem that occurs when the body's pancreas does not produce enough insulin or when the body's insulin cannot be used effectively.

Insulin is a type of hormone that controls blood glucose. Disturbances in insulin also cause disturbances in the amount of glucose or sugar in the blood. A pregnant woman's glucose level is 95. Other people should have 100 under normal conditions or 140 two hours after eating. The condition that is more than that is called diabetes. If not controlled in time, it can cause serious damage to many body systems, especially nerves and blood vessels.

Diabetes (Type 2 type) has been increasing worldwide for the past three decades. According to the World Health Organization (WHO), 422 million people worldwide are currently suffering from diabetes. Most of them are citizens of low and middle income countries. Similarly, 1.5 million people die every year due to diabetes. A global target has been set to halt the rise in diabetes and obesity by 2025.

Types of diabetes

Like other diseases, there are many types of diabetes. Mainly it can be divided into four types namely type one, type two, gestational and secondary.

Type 1 diabetes: This is an auto immune disease. This disease, which usually occurs in children, is caused by the body's own immune system. The cells in the body that make insulin are called beta cells, which are located in the pancreas. Sometimes the body's immune system damages the beta cells and prevents them from making insulin. Due to the lack of insulin production in the body, the glucose in the blood becomes unbalanced. In the case of type 1 diabetes, children have problems like diarrhea and vomiting.

Type 2 diabetes: About 95 percent of people have type 2 diabetes. This is due to lifestyle, obesity and genetics. Nowadays, it has been found that type 2 diabetes is also caused by stress.

Gestational diabetes: Diabetes that occurs during pregnancy is called gestational diabetes. Diabetes occurs after 24 weeks of pregnancy due to imbalance in hormones. It can affect pregnancy and unborn baby.

Secondary diabetes: Secondary diabetes is a disorder that occurs when beta cells cannot produce insulin due to external factors. When drinking more alcohol, hypothyroid hormone is high and insulin cannot work. It is diabetes caused by other health problems. Secondary diabetes is also cured when the disease is cured.

How to know if you have diabetes?

There are two types of symptoms of diabetes, classic and non-classic. Diabetic patients experience increased hunger, thirst and urination. In this case, urine is more at night. If you don't have to get up the night before, you have to get up one or two or three times during the night when you have sugar. The only thing that will decrease is the weight. This is called a classic symptom.

Non-classical symptoms may include non-healing wounds, fatigue, and ringworm. But one thing to understand is that 50% of people with diabetes have no symptoms. You may have diabetes without knowing it.

Under what conditions will the test be conducted?

Even healthy people should check their sugar at least once a year. When testing like that, not only random sugar, fasting sugar, but 'glycosylated hemoglobin' should be tested, which can tell the blood sugar level of a person for three months. Testing can also be done on the basis of risk (risk factor). For example, if a family member has diabetes, is obese, has a stressful life, does not eat well, does not have a habit of physical exercise, or is planning to have children, it should be tested.

Sometimes the physical condition that we do not notice can also be a symptom of diabetes. For example, the neck looks dirty, the armpits look black. This condition is often seen in children, but it is more easily seen in women. We think this is due to the black sun. But because of diabetes and those who are about to develop diabetes, these symptoms should be tested.

What kind of people are at risk of diabetes?

In the past, people over the age of 50 were considered to be at risk for diabetes. Then it was said that people above 45 years of age can be allowed. But nowadays people above 30 years of age are also prone to diabetes. If there is diabetes in the family, if there is more weakness, then at least once a year a diabetes test must be done.

The changes in people's lifestyles after the Covid epidemic are also increasing the risk of diabetes. After covid, physical exercises from children to adults have decreased and children are also spending more time on laptops and mobile phones. Like in the past, cycling and participating in outdoor sports have disappeared. During the covid era, studying, playing, and entertaining were all on laptops and mobiles. Such physical inactivity also increases the risk of diabetes.

What is the risk of other diseases when having diabetes?

Half of people with diabetes have no symptoms. Diabetes causes health complications. Such complications may come after 5, 10, 15 years. Diabetes can cause problems in the heart, eyes, blood circulation in the legs and kidneys.

Diabetic patients are twice as likely to have heart attack and heart disease. It has been found that almost 90 percent of diabetic patients die due to heart disease. Moreover, the vision is worldwide Diabetes has also been found to be the cause of absence. It damages the retina of the eye, which leads to blindness.

Similarly, the risk of stroke in diabetic patients is 10 to 15 times higher and it also causes paralysis. Even now, diabetes is seen as the reason for having to amputate a leg after an accident. Similarly, diabetes is the main cause of kidney failure.

Something to note

Diabetes is normal, I can control it, I am told nothing happened. Most patients take medicine as soon as they get a little gastric. But instead of taking sugar medicine, there is a tradition that we should eat it and not talk about it. But this should not be done. Even if there are no bad symptoms, it weakens the person and sooner or later, complications can occur at any time. It causes dismemberment.

Most people think that obese people are more likely to develop diabetes. But people with more belly fat are more at risk of type 2 diabetes than fat-lean people. Therefore, more attention should be paid to losing weight than losing weight.

So don't despair if you get diabetes. Adjust your lifestyle, because this is a disease of lifestyle. Take medicine regularly. Consult a doctor on time. Get tested. Don't be careless because there are no symptoms. Raise children in a healthy manner.

How healthy is Yarsagumba?

 How healthy is Yarsagumba?

We have heard and seen that people risk their lives to pick Yarsagumba in the Himalayas of Nepal. Yarsagumba is sold in foreign countries from Nepal at the price of lakhs.

It can be understood that Yarsagumba is precious. It is full of health-enhancing, strength-enhancing and disease-fighting abilities. Many diseases that can affect the body can be cured with the correct use of Yarsagumba. It is used not only in Ayurveda but also in allopathic medicine.

Is Yarsagumba a plant or an insect?

Yarsagumba is made from a combination of Jhusilkeera and Dhusi. In summer it is like a weed, in winter it remains as an insect. There is an influx of mushroom species in Jhusilkeera. After this mound grows, it is called Yarsagumba. Therefore, it is also called a combination of flora and fauna.

Yarsagumba is the name given by the Himalayan language. Yarsa means plant and Gumbu means insect. Some people call it the second form of Sanjeevani Booti. Some have even named it the sexually stimulating Himalayan Viagra. The scientific name of Yarsagumba is 'cardiac sinuses'.

What elements are found?

Yarsagumba contains cordycepin and other chemical substances such as nucleoside, cordycepic acid, amino acid, fatty acid, polysaccharide, vitamin B12, B, B1, carbohydrate, glucose, protein, sterol, melanin.

Recent scientific research has confirmed that some of the chemical elements found in it are also useful in cancer and tumor treatment.

How is it prepared as an herb?

When living underground as an insect, the infection is caused by the spores of Ophicordiceps sinensis. After the spore enters the body of the larva, the spore turns into a filamentous cell (like a thread) and starts spreading throughout the body of the larva.

The mycelium absorbs food from the larva's body and makes it hollow and spreads its body inside the larva's body. Finally, the larva dies after attacking the head. From the head of the dead larva grows a stalk-like part, which averages two to four inches long, and is brown in color. When the snow starts to melt in the spring, people collect such stems.

During collection, the parts with insects are removed from the ground by digging with a stick or finger. And after cleaning it can be prepared as a medicine by drying it in cold for some time.

In which area is it found?

It is found at an altitude of 3,600 meters to 5,000 meters above sea level. There are 100 species of Yarsagumba all over the world, while only 21 species of Yarsagumba are found in China, 7 in India and 2 in Nepal.

Yarsagumba is found in Taplejung, Sankhuwasabha, Gorkha, Darchula, Bajhang, Bajura, Jumla, Humla, Mugu, Dolpa, Manang, Sindhupalchok, Rasuwa, Dolakha and other districts of Nepal.

Which is exported from Nepal to Korea, Taiwan, Hong Kong, Myanmar, Thailand, Singapore, Japan, UK and USA.

How did you find it?

The existence of Yarsagumba has been found in Nepal since mythological times. It was used by the Sherpas of the Himalayas. Yarchagumba, which is being used as a different herb, has not been discovered for the first time.

The credit for collecting Yarsagumba for the first time goes to Polunin Cycle and William who came to collect plants on behalf of the British Museum London in 1952. They found a very valuable yarsagumba from Chakhur Lake at an altitude of 4,200 meters and took it away.

In Tibet, it has been pounded and used as a medicine for hundreds of years. It has been used in asthma, liver, heart and kidney diseases under Chinese medicine.

At that time, its discussion was limited. There is an interesting anecdote in the spread of the discussion of Yarsagumba.

In 1993, three Chinese women athletes won the title at the World Track and Field Championships in Germany. They maintained five world records in the 1,500, 3,000 and 10,000 meter races. After the coach revealed that the secret of such a player's excellent performance is to consume Yarsagumba during daily practice, its discussion spread around the world. Along with its discussion, its price has also increased.

Legend

There is a legend that when Lakshmana was injured by an arrow in the battle between Rama and Ravana, Hanuman woke up Lakshmana by feeding him Sanjeevani booti from the northern Himalayas of Nepal. The Sanjeevani Buti is compared to the current Yarsagumba.

Uses of Yarsagumba

Earlier in Nepal, it was used locally in the Himalayan regions for the treatment of diarrhea, headache, hand and knee pain. Eating it mixed with bee honey and milk is believed to increase stamina. Also, it is believed that if its powder is eaten with boiled milk, it will fulfill the deficiency of vitamins.

However, it is now used as an anti-cancer drug, kidney, semen quality, cholesterol, metabolism regulation, back pain, blood circulation, swelling reduction and heart medicine. It is also used as a medicine for anemia, chronic asthma, tumor patients, bone marrow problems.

Yarsagumba is also used in some people who are taking radiotherapy and chemotherapy. It is also used in male and female infertility. As mentioned in WebMD, it is used for respiratory problems, lung infections, frequent urination at night, high cholesterol and ringing in the ears.

Hepatitis B virus, drug-induced kidney damage It is also used in cases. It is also used in mental problems. But how much is used in mental problems? No substantial evidence has been received.

It is also used as an aphrodisiac. Regular intake of yarsagumba by men increases the amount of ketosteroid in the urine. This element increases the production of sex hormones, including androgen and testosterone, which increase sexual arousal in men.

According to experts, if Yarsagumba is mixed with 13 other herbs and consumed continuously for three years, one becomes strong, agile and beautiful.

How much can be eaten?

Yarsagumba is available in the market in both tablet and powder forms. Yarsagumba 500 mg tablets can be mixed with milk twice a day and consumed. Similarly, dust can be taken from three to six grams.

It is only in Nepal that Yarsagumba is not registered in the Drug Administration Department. However, Yarsagumba is also found mixed in the production materials like Chewanprash as a supplement.

Side-effects

Yarsagumba is considered a safe herb and medicine. However, taking yarsagumba may cause side-effects during breastfeeding, pregnancy, blood related problems and surgery. Diarrhea, constipation and stomach related problems can sometimes occur while consuming Yarsagumba.